Lexus Excess Protection

LEXUS

EXCESS PROTECTION

KEEP YOUR LEXUS EXPERIENCE STRESS-FREE WITH EXCESS PROTECTION.Contents

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DISCOVER PEACE OF MIND WITH LEXUS EXCESS PROTECTION

A SPECIALIST SERVICE FOR YOUR LEXUS.

KEEP YOUR LEXUS EXPERIENCE STRESS-FREE WITH EXCESS PROTECTION.

Welcome to Lexus Excess Protection, our complimentary offering designed to enhance your ownership experience. At Lexus, we understand that unexpected events can occur on the road. That’s why we’re pleased to introduce this exclusive benefit to provide you with added security and peace of mind.

Gain confidence knowing that you’re safeguarded against unexpected excess costs in the event of accidental damage, fire or theft.

This product is available to customers who have purchased a new or used Lexus vehicle from an authorised Lexus dealership, and customers who have completed a scheduled full/interim service at a Lexus Centre, no more that 60 days before the policy starts.

Explore the details of this valuable protection and how it can benefit you. Unlock the freedom to drive with confidence, knowing that Lexus has you covered.

Turn the key to peace of mind.

WHAT ARE THE BENEFITS OF EXCESS PROTECTION?

Our complimentary excess protection cover, contributes to the excess amount payable under your insurance policy in the event of a claim, reducing your out-of-pocket expenses.

We will reimburse you up to £350* of your excess in the event of a claim.
Providing you with accident aftercare and look after your repair using Lexus genuine parts^.
All claims must go through Lexus Accident Care and be completed at a Lexus Approved Bodyshop.
We will recover your vehicle if your car is not driveable and find you a courtesy car+ while your Lexus is being repaired.
Professional Lexus approved repairs

*Up to £350 reimbursed after claim settled. Excludes breakdown and windscreen repair or replacement. Please see policy document for full terms and conditions.
^Excludes windscreen/glass replacement
+Subject to availability

HOW DOES EXCESS PROTECTION WORK?

When purchasing car insurance, it typically includes an excess, which is the initial amount you must pay before your insurer covers the remaining portion of your claim.

The excess consists of two components: compulsory and voluntary. The compulsory excess is determined by your insurer, while you decide the additional amount for voluntary excess.

With our Excess Protection cover, we will reimburse up to £350* of your excess. For example, if your total excess is £400, you pay this amount to your insurer, and we will refund up to £350* after your claim has been settled.

Drive with confidence knowing Lexus is here to help.

*Up to £350 reimbursed after claim settled. Excludes breakdown and windscreen repair or replacement. Please see policy document for full terms and conditions.

WHAT'S COVERED UNDER EXCESS PROTECTION?

Our Excess Protection covers the reimbursement of the excess amount you are required to pay under your primary car insurance policy in the event of a claim.

Excess Reimbursement: If you make a claim on your primary car insurance policy and you are required to pay a £350* excess, our complimentary excess protection would cover this £350* excess amount. This means you would be reimbursed for the excess payment you made once your claim has been settled.

Policy Cover: Our excess protection covers you for one year and can only be used once. The claim that requires an excess payment would be covered up to £350*.

Please read the policy document for a full terms and conditions.

EXCLUSIONS OF EXCESS PROTECTION

To qualify for this offer, you must have either purchased a vehicle or completed a scheduled full/ interim service in line with your vehicles recommended service schedule at a Lexus centre, no more than 60 days prior to this policy starting.

Not applicable for Fleet or Motability vehicles.
Vehicles weighing over 3,500kg are not eligible.
Excludes vehicles used for Short-term Self-drive, or driving tuition purposes.
Not valid for company fleet vehicles, or company pool cars.
Ineligible if insured under any motor trade insurance policy.
Excludes vehicles used for dispatch or public service roles (e.g., Military, Police, Ambulance).

Not covered for activities such as competition, rally, racing, track days, speed testing, off-road use, pacemaking, or reliability trials.
Excludes vehicles that are imported or not originally manufactured for sale within the Territorial Limits (unless specifically righthand drive).
Vehicles previously declared a Total Loss are not covered.
Excludes vehicles not purchased from an authorised Supplying Centre.